Full service agency for all life/health, and Medicare Supplemental needs.


Insurance plans for peace-of-mind, in all your endeavors! group health and dental insurance.   Subject matter expertise in bo

Life and Health Plans (Carriers)


Health Insurance

United Health, Humana, Cigna, Aetna, Mutual of Omaha, CSI, Medico, Americo,

Shenandoah, New Era, Atlantic Coast, Thrivent, Prosperity, Wellcare,  and more

Term Life Insurance

AIG, Assurity, ANICO, Banner, Foresters, Nationwide, Pacific Life, Mutual of Omaha,

North American, Lincoln Financial, John Hancock, AXA Equitable, and many more

Final Expense/Whole Life

Washington National, Pekin, Assurity, Transamerica, Royal Neighbors, AIG, Mutual of Omaha, Lincoln Heritage, and several others

Dental Insurance

Humana, Cigna, Delta, Carington, United Health, Carington, and Spirit

Critical Illness, Cancer, Disability Insurance

Cigna, Colonial, GTL, Medico, Assurity, Illinois Mutual, United Health, Aetna

Long Term Care

Mutual of Omaha, Lincoln Financial, One America, TransAmerica

What We Can Do for YOU

Protecting Your Health and Family


I have 10  years of insurance experience helping clients prepare for the unknown. Ask us about:

  • Medicare Supplements (Medigap Policies)
  • Medicare Advantage
  • Part D Prescription Drug Plans
  • Group/Commercial Benefits
  • Whole Life/Final Expense
  • Term Life
  • Accident/Cancer/Critical Illness
  • Hospital Indemnity
  • Annuities
  • Dental/Vision

We can access many different insurance products so you can get the right one for you

Assessing Need


Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.

Building Relationships


Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

About Me

David J. Ramondo


Dave began his career in insurance in June of 2008 with Humana Inc. after leaving 10 years of active duty military service as a Naval intellingence officer and enlisted nuclear power plant propulsion engineer aboard the USS  Greeneville (SSN 772).   His entry point was with Humana as a group/commercial account executive in Tampa Bay and migrated to Western, NC in 2012 as a field agent.  He incorporated in April of 2018 and will focus on life insurance, Medicare and Dual-eligibles for Supplemental, Advantage, and Part D plans, as well as group benefits to include dental, vision, cancer, accident, business overhead, critical illnesss, and annuities.   Dave continued to serve our great nation even after having joined Humana in 2008 as a Reservist, and now resides in Hendersonville, NC and serves customers in 8 States to include North Carolina, South Carolina, Florida, Tennessee, Georgia, Virginia, and Alabama, and New York.  He has an active outdoor life, and enjoys reading, grilling/cooking, hiking, and guitar. 


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I will drive to you and customize a plan

David J Ramondo Insurance Services, Inc.


(828) 333-1011


Monday - Friday: 9am - 6pm

Saturday: 10am - 2pm

Sunday: Closed